It seems like nothing is free these days, so you might be surprised that we still offer an absolutely FREE checking account to our members. That’s right, there are no monthly service fees, no minimum balance requirements, unlimited check writing and no fees on checks/debits that clear.

The good news is that you can still open a free online bank account with no credit check, no monthly fees, or minimum balance requirements. CheckingExpert has helped thousands of people just like you.
No credit check or ChexSystems used. Depositing cash at participating retailers e.g. Walmart or 7-11 comes with a $4.95 fee. Opening an account at a retail location comes with a $2.95 fee and an.

As if that wasn’t enough, with our free checking account, you have unlimited access to your funds using the Natco Credit Union debit card! This card can be used anyplace that displays the Visa logo – even through an ATM.* Poker tournaments near me uk.

Save money by paying your bills online using our bill pay service. Schedule your payments in advance and the funds will be debited from your checking account and sent to your payee on the date you request.

* All withdrawals made from a Natco Credit Union ATM or through the Alliance One or CO-OP networks are free.

Capital One offers a lot of products, from credit cards for fair credit and rebuilding to loans and deposit accounts. The 360 Checking account is the bank’s only (non-teen) checking account, but it packs in all the expected features without excess fees. 39,000 fee-free ATMs; Online transfers & direct deposit allowed; No monthly maintenance fees. With no minimum balance and no monthly service charge combined with FirstBank's Mobile Banking App, the Anywhere Account is the ultimate checking account to set yourself free. Minimum Balance. Get the FirstBank. Mobile Banking App. View Fee Schedule. View Deposit Account. You can, therefore, open a free business checking account online with no deposit, and save yourself time and gas money visiting physical branches. Drawbacks of Online-Only Banks. Online-Only Banks come with a few cons. To begin with, the lack of in-person customer representatives can be a major issue.

No monthly service fees
No minimum balance requirements
No charge for checks that clear
Unlimited check writing
No charge for deposits
Free online banking with bill pay
Overdraft courtesy, protection and privilege available
Optional identity theft protection
NCUA insured

Mid Penn Bank offers two convenient personal checking account options. Enjoy the flexibility of our Simply Free Checking account, or the premium benefits of our Advantage Checking account.

Simply Free Checking	Advantage Checking
Minimum Balance Requirement	None	$15,000
Interest Bearing	None	0.15% APY⁴
Monthly Service Fees	None	None
Cash Back	None	$0.10 per credit-based debit card transaction⁵
Free Electronic Banking Services	Online Banking, Online Bill Pay, Telephone Banking¹	Online Banking, Online Bill Pay, Telephone Banking¹
Free Mobile Banking	Yes, with Mobile Check Deposit and free peer-to-peer payments with Zelle®	Yes, with Mobile Check Deposit and free peer-to-peer payments with Zelle®
Free In-Branch Services	Discounted Safe Deposit Box³	Unlimited free domestic wire transfers, free Safe Deposit Box, financial consultation with Trust & Wealth Management division⁶
Debit Card & Checks	Free Visa Debit Card & first order of standard checks²	Free Premium Visa Debit Card and free premium checks²
Fee Reimbursement	None	Unlimited foreign ATM fee reimbursement
Loan Rate Discount	0.20%⁷	0.20%⁷

Who Should Use Simply Free Checking?

Simply Free Checking is ideal for people who want no minimum balance requirements, no monthly service fees and free online bill payment. This convenient account provides outstanding benefits for customers with basic banking needs. You can use mobile and online banking with this account too. If you’re a retiree, someone opening their first checking account or a recent graduate from college in PA, our free checking account is the right choice.

Who Should Use Advantage Checking?

Advantage Checking is the best account for customers whose banking needs involve more in-depth offerings. Benefits include free domestic wire transfers and a free Safe Deposit Box. With a minimum balance of $15,000, this account provides exceptional cash back offers. Customers earn every time they use their debit card for a credit-based transaction. They also accrue interest on their balance.

All Advantage Checking account holders can access their accounts online or via our mobile app at any time. If you travel abroad frequently, make enough money to maintain a healthy balance and want to be able to access your money while still earning interest on it, this checking account will meet all your requirements.

When you select either account, you’ll get the standout customer service our community bank is known for providing. We offer checking account support that other banks lack.

1 – Internet and carrier fees may apply.

2 – Overdraft and returned item fees may apply.

3 – Safe deposit box rental fee discount by $10.00 per year (based on availability).

4 – 0.15% Annual Percentage Yield (APY) is effective as of 10/1/2020. Minimum deposit required to open account is $15,000. No minimum balance required to earn advertised APY after account opening. Rate is variable and may change after opening. Fees can reduce earnings on the account. Terms and conditions are subject to change.

5 – $0.10 cash back will be paid on all signature-based point of sale transactions successfully completed, net of any returns. Cash Back will be paid directly to the account within the first 10 calendar days of the month for all activity occurring in the previous month. ATM transactions, pin based transactions, the purchase of money orders or other cash equivalents, Peer-to-peer payments, and loan payments or account funding made with your debit card and cash over portions of point-of-sale transactions are not eligible for cash back rewards. If the account is closed mid-month, all accrued cash back will be forfeited. Mid Penn Bank reserves the right to make changes or terminate the cash back feature at any time.

6 – NOT A DEPOSIT / NOT FDIC INSURED / NOT BANK GUARANTEED / NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY / MAY LOSE VALUE

7 – Customer must elect to have loan payment automatically deducted from a Mid Penn Bank checking account to receive discount. Discount available only on non-promotional consumer fixed-rate loans. Cannot be combined with other offers. Offer is subject to credit approval and may be withdrawn without notice.

Overdraft Protection

Accidents happen. A written check is forgotten. A transaction is unrecorded. All of these can result in an overdrawn account.
Mid Penn Bank offers several options to protect your account against an overdraft:

MPB ProtectLink¹ – Link a Mid Penn Bank checking, savings, or money market account to your Mid Penn Bank checking account.
Home Equity Line of Credit² – Available as protection against unplanned overdrafts and as a traditional home equity line of credit.
Flex Line of Credit² – A traditional line of credit that can be linked as protection against overdrafts.
MPB Personal Protection Line of Credit² – Designed specifically to be linked to your checking account as overdraft protection against overdrafts.

1 – Transaction limits may apply on savings and money market accounts.

2 – All loans subject to credit and underwriting criteria.

Choose Mid Penn for your personal checking account needs and feel the community bank difference.

Mid Penn Bank is 100% locally based in Pennsylvania, which means we invest in our local communities and our team contributes to the l

Free Checking Account No Credit Check No Deposit